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Policies & Principles


Use of information and material provided on this website is based on you being aware of and agreeing to the following commercial and legal conditions. Please take the time to read and understand them.


All material Ricard Securities Pty Ltd  (RSec) publishes, either online or offline, is copyright. You must not reproduce or disseminate any material without prior written consent from RSec.

Disclaimer of Liability

The materials on the site have been prepared for general information purposes only. RSec and its respective directors, officers and agents :

exclude, to the maximum extent permitted by law, all express or implied warranties of any kind (including warranties as to merchantability, non-infringement of intellectual property or fitness for a particular purpose) in relation to any information or materials on this Site or any Related Site

is under no obligation to update any information or materials on this site, or correct any inaccuracy on this site which may become apparent at a later time

does not warrant the accuracy, timeliness, reliability or completeness of any information, advice, statement or opinions contained in this site

save for any liability which cannot be excluded and any rights which a person may have under the Trade Practices Act 1974 (Cwth), disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person’s dealings with RSec or by use of the site whether that loss or damage is caused by any fault or negligence on the part of RSec .

The site may contain, or be linked to, information, advice, statements and opinions of third parties, information providers or content providers. RSec does not warrant the accuracy, timeliness, reliability, suitability or completeness of any information, advice, facility, service offering, statement or opinion contained in in this site or any linked site. Reliance on these is at your own risk.

It is important to note that you may not rely on any securities or other advice or recommendation provided on this site as it is General Investment Advice that does not take into account your personal circumstances or needs. Therefore do not act on it unless your financial adviser considers it appropriate for you having assessed your investment objectives, financial situation and particular needs.

RSec provides General Investment Advice under AFS License 299812.

Privacy Policy

RSec is committed to the protection of your privacy and the confidentiality of your personal information and acts in accordance with National Privacy Principles.

Our policy for dealing with any personal information that you might disclose to us while visiting this website is explained below.

The type of personal information that we collect from you will depend on how you use our website. You can be certain that the information we receive about you will be treated as strictly confidential.

What information we (RSec ) collect

We only collect personal information which we consider necessary to provide you with a particular product or service or as required by law.

We do not collect or use any personal information on visitors to our website, through the use of “cookies” or other software or hardware techniques. We obtain the information only from you and do not collect sensitive information of any kind.

We look at the number of hits the site receives and keep track of the domains from which this site is accessed.

To determine what our users are interested in, we may also look at the top 20 search words used in connecting you to this site.

How we (RSec ) use your personal information

If you log onto the website and read or download information our Internet Service Provider/Hosting Provider, will record your server address, domain name, the date and time of your visit to our site, the pages viewed and the information downloaded. This information is used for statistical and web site development purposes only.

The information collected will be used to send you e-mails when content relevant to your areas of interest are added to the site. The information may also be used to inform you of any forthcoming event that might be of interest to you.

We will not sell your personal information to any organization.

We will not disclose your personal information to any organization except where required by law to do so.

How we (RSec) handle emails

Emails sent to or from RSec are routinely monitored for quality control, systems administration and legal compliance purposes. We will preserve the contents of any e-mail message that you send us if we believe that we have a legal requirement to do so.

Keeping personal information up to date

Accurate personal information about you enables us to provide you with a better level of service so provide accurate details when requested.

The names of persons who request information from or about RSec by emailing us are added to our database as clients. Persons who do not wish to receive communications from us should notify us by email and their names will be deleted from our client list.

Security of information

RSec implements procedures to protect personal information held and access to it is appropriately limited to prevent misuse.

Resolving complaints

If you believe that the privacy of your personal information has been compromised , let us know immediately. We will respond within three working days from receipt for your communication and will resolve it (if possible) within seven working days.

Communications should be addressed to:

Manager Compliance
Ricard Securities Pty Ltd (RSec)
P.O. Box 16210 Collins Street West,
Melbourne, Vic 8007 Australia